How I grew up plays a large factor in determining who I want to work with.  Candidly I believe anyone who wants to make improvements and strides towards a better financial outcome should have access to professional help and advice. Also because of how I grew up, I recognize that those who don’t want to make changes in behavior, will not.  As it currently stands, I have no investment minimum, but I do hold a standard of accountability and commitment, and being part of the philosophy of when you say something, you mean it.